The Shady Marlin is completely destroyed by the tanker. Taylor and Nick are rescued and taken to the hospital. Nick is fine, while Taylor suffers from mild hypothermia. Stephanie demands that Rick confess that he is still seeing Phoebe. Rick refuses to answer to Stephanie and Brooke takes a stand against her when Stephanie threatens to tell Ridge. Nick calls Bridget and informs her of the accident. Meanwhile, Phoebe almost admits the truth to Ridge about her relationship with Rick thinking that Brooke had already told him. Nick isnt happy when the Forrester clan show up at the hospital. Stephanie tells Taylor that she shouldnt get involved with Nick, but he later admits to Taylor that he is falling for her. Stephanie tells Ridge that Phoebe and Rick are still seeing one another and that Brooke has been lying to him. Ridge refuses to listen to her. Stephanie tells Brooke that she wont stand for her lies.